How Much Will Cutting the Cord Save You?

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Cord-cutting will save you money but for many people, that’s only part of the equation. Yes, you want to spend less on cable, but you want to do that without sacrificing too many shows you enjoy watching. So, before you rip the Band-Aid off, look at the facts, and find out exactly what cord-cutting would … Read More about How Much Will Cutting the Cord Save You?

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How to Figure Out Your Family’s Grocery Budget (and Stick to It!)

The post How to Figure Out Your Family’s Grocery Budget (and Stick to It!) appeared first on Penny Pinchin' Mom.

One question I see time and again is “How much should I spend on groceries for my family of four ?” — or three, five, etc. When you’re making a household budget, it’s easy to know how much you need to include for most of your living expenses, like utilities, student loans, and even fuel. … Read More about How to Figure Out Your Family’s Grocery Budget (and Stick to It!)

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The Ultimate Guide to Using a Cash Budget

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There are many types of budgets you can try.  A quick Google search will show you lots of options – including the cash envelope budget.  If you say it will not work for you, it means you did not try doing it the right way. Whether you are getting out of debt or not, you … Read More about The Ultimate Guide to Using a Cash Budget

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Tips for Taking Online Classes Successfully

woman on laptop with notebook

A new semester is usually a fresh opportunity to collaborate and hobnob, but 2020 and beyond will be remembered as the time when learning largely went online. As the coronavirus pandemic caused an increasing number of colleges to abandon or delay plans to open campuses, a scramble to adapt ensued. But adapt everyone must. Welcome […]

The post Tips for Taking Online Classes Successfully appeared first on SoFi.

Tips for Taking Online Classes Successfully

woman on laptop with notebook

A new semester is usually a fresh opportunity to collaborate and hobnob, but 2020 and beyond will be remembered as the time when learning largely went online. As the coronavirus pandemic caused an increasing number of colleges to abandon or delay plans to open campuses, a scramble to adapt ensued. But adapt everyone must. Welcome […]

The post Tips for Taking Online Classes Successfully appeared first on SoFi.

Tips for Taking Online Classes Successfully

woman on laptop with notebook

A new semester is usually a fresh opportunity to collaborate and hobnob, but 2020 and beyond will be remembered as the time when learning largely went online. As the coronavirus pandemic caused an increasing number of colleges to abandon or delay plans to open campuses, a scramble to adapt ensued. But adapt everyone must. Welcome […]

The post Tips for Taking Online Classes Successfully appeared first on SoFi.

The Ultimate List of More Than 50 Budget Categories You Must Use

The post The Ultimate List of More Than 50 Budget Categories You Must Use appeared first on Penny Pinchin' Mom.

It is no secret that you need a budget.  But, it is imperative that it includes everything.  Take the time to review your spending and don’t leave anything off of it.  Below you will find a list of household budget categories you need to include. Forgetting even one off might be a big mistake. It … Read More about The Ultimate List of More Than 50 Budget Categories You Must Use

The post The Ultimate List of More Than 50 Budget Categories You Must Use appeared first on Penny Pinchin' Mom.

How to Still Pay Your Bills During a Layoff or When You Miss A Check

The post How to Still Pay Your Bills During a Layoff or When You Miss A Check appeared first on Penny Pinchin' Mom.

More than 800,000 Americans are currently affected by the government shut down. And, while it would make sense to force our congressmen and senators to also not get paid during that time, it just won’t happen. Even though you may not be working and getting a paycheck, it doesn’t mean the bills stop.  You still … Read More about How to Still Pay Your Bills During a Layoff or When You Miss A Check

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How to Clean and Polish Your Wood

Clean furniture and floors

Remove water rings

If you have kids, you probably have watermarks on your finished wood table. Use a little petroleum jelly to remove the white stains. Just rub the area with the jelly and let it sit for several hours (or even overnight). Then rub again with a soft cloth—the stain should disappear.

Another way to erase water rings

Does your wood furniture have white rings left from wet glasses? Remove them with a mixture of 2 tablespoons corn oil and enough baking soda to make a paste. Apply the paste to the rings and let sit for at least 1 hour before rubbing the area gently. Or give mayonnaise a shot: Rub a tiny bit (1/2 teaspoon) on the ring and let it sit overnight. In the morning, just wipe with a damp cloth and the ring should be gone!

Erase wood scratches and dents

Head to the kitchen for a solution. For tiny scratches in your wooden table or floor, rub vegetable or canola oil into the surface. The oil will darken the area and help it blend in.

Related: 6 Items You Can Use to Cover Wood Scratches

Whip up your own wood cleaner

It’s simple: Just combine the juice from one lemon with 2 cups vegetable or olive oil. Use it just like you would use a store-bought cleaner, and fill your room with the fresh scent! Use this on your furniture or floor.

A very light coat will nourish the wood and help protect the finish, but be sure to rub it in well so it doesn’t leave a residue.

Steal a secret from your shoes.

Does your wooden coffee table, dresser, or dining room furniture have visible scratches? No sweat! Use a similarly hued shoe polish to fill in the offending marks.

Deep clean and shine

Your wooden kitchen cabinets may look clean, but over time, they can develop a sticky film. To eliminate it, mix 1 part vegetable or coconut oil with 2 parts baking soda, and rub on the cabinets. Remove the paste with a damp cloth, and then dry with a clean rag. You’ll be surprised at how much brighter they look!

See also: How to Bring Your Outdoor Furniture Back to Life

Polish furniture and floors

Get gorgeous wood floors

Those tannins in black tea also work wonders to shine and richen the color of hardwood flooring. Simply rub on some brewed tea (keeping moisture to a minimum) and let air-dry.

Save flat beer to shine furniture

Stale beer is a great cleanser for wooden furniture. The next time you have flat beer left over, don’t dump it out. Instead, use it to dampen a soft, clean cloth, then wipe it onto your wood furniture. Finish with a dry cloth for an amazing shine.

Give old wood new life

We love the antique look of old wooden furniture. But sometimes “old” just looks, well, old rather than “antique.” Get wood gleaming again and smooth away any imperfections and scratches with an easy trick that is amazingly effective. You only need two items that you probably already have in your kitchen: oil and vinegar. (Yep, like the salad dressing!) Mix 1/4 cup white or apple cider vinegar with 3/4 cup olive or vegetable oil. Dip a soft cloth in the solution and rub on for a brand-new look.

You can choose to add 8 to 10 drops of an essential oil (we like lemon, orange, or tangerine) for a sweet scent.

Prevent polish buildup

Excess polish can leave a dull finish on wooden furniture. To remove it, mix together 2 tablespoons white vinegar and 2 tablespoons water. Apply to the surface and wipe right off. Cornstarch will also do the trick: Sprinkle a little on the furniture and polish with a soft cloth. 

Just for fun: Is the 5-Second Rule True?

6 Fun, Inexpensive Ways to Revamp Furniture

FunInexpensiveWaystoRevampFurniture

Dresser Storage

If your country kitchen is running out of room, consider a dresser. Even though you’re used to bureaus being only for bedrooms, it can be a valuable addition to a kitchen for storing napkins, utensils, and more. Repaint the dresser in colors to match your kitchen and you’ll have guests asking where you got your newest piece of kitchen furniture.

Don’t Discard Dingy Dressers

If your furniture is weathered or out of style, that’s not necessarily a reason to replace it. There are plenty of ways to spruce up old dressers, chairs, and tables. Everybody loves quilts, so why not drape one over that old chair that needs re-upholstering? You can also try using colorful fabrics on the fronts of nightstand and dresser drawers. Just get some scrap cloth from your last project or from a fabric store, and attach it to the dresser drawers with a staple gun. To have even more fun with it, we like to paint part of the piece and color-coordinate it with the cloth we’re using.

Handled With Style

If your cabinets are getting old and worn, you can revive them just by replacing the knobs and handles. A good variety should be available inexpensively at your local hardware store. They’ll make your kitchen or bathroom look brand new!

A Gift for Decoration

Dress up an inexpensive set of plastic drawers by covering them in wrapping paper. Choose some paper you love (you can even pick several coordinating designs), and cut the pieces to fit the size of the drawers. Then spread a crafting glue/sealer, such as Mod Podge, on the plastic and smooth the wrapping paper onto it, being careful to eliminate bubbles. Allow to dry, and apply a coat of sealant on top. Not only does the paper look beautiful, but it also hides the contents of the drawers, making everything appear neat and tidy.

Matching Not Necessary

You’ve probably noticed this at the restaurants you frequent, but it’s becoming more and more acceptable nowadays—even hip—to eat your meals on vintage, mismatched chairs. Instead of spending a fortune on a dining-room set, go for the mismatched look and hunt for your chairs at thrift shops and used furniture stores.

Brighten Up the Bookshelf

If you’re looking for an easy, inexpensive way to add a pop of color to a room, look no further than the bookshelf. You can paint the interior back “wall” of the bookshelf a color that either contrasts or coordinates with your decor. It will add a modern touch for not a lot of money! 

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